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Charming, Charming, Charming with a Price Adjustment - 4003 Elmwood Ave

Your house should be a place that you look forward coming home too. I mean you spend most of your life in it so you might as well love it. Well you will not have any problem looking forward to coming home if 4003 Elmwood Ave is your home. This charming home is a gem for real estate Louisville.

We have recently adjusted the price down on this beautiful St Matthews home. It sits on a large front yard with a play set and picturesque large tree. Greenery surrounds this home which is also sided by two great outdoor sitting areas.

This ranch style home has a bright and airy interior with lots of natural light, fresh neutral paint, and hardwood floors. The living room has a fire place and large glass doors leading out to one of the side yard sitting areas. From the great room you can see into the formal dining area which sits alongside the kitchen seperated only by a breakfast bar.

Down the hall you will find a good sized bedroom with large windows and a full bathroom. The master suite features a full ensuite bathroom and a walk-in closet. The master suite opens onto another one of the outside sitting areas surrounded by well manicured foliage. Perfect for a quiet and private Saturday morning cup of coffee.

The basement has a finished great room with new carpet, plenty of storage, and laundry. If you can imagine coming home to this home please contact Scott Boehnlein of Family Realty.

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Price Drop Means Great Investment - 705 Lake Forest Pkwy

When looking for a home you obviously want a good home, but just as much you want a good neighborhood. 705 Lake Forest Pkwy is exactly that home being in one of the most historically and currently sought after neighborhoods in real estate Louisville: Lake Forest.

This two story home has 4 bedrooms and 3.5 bathrooms. The first floor has a super open floor plan. You can move effortlessly from the  formal dining room, into the kitchen with eat-in kitchen nook, from which you can move into the two story high great room, and finally into the formal sitting area. The great room has lots of natural light coming through the large glass windowed doors that lead onto a back balcony.

The master suite is also located on the first floor and also opens out onto the back balcony. Its large ensuite bathroom has a shower, bath, and double vanity. The other three bedrooms and full bathroom are on the second level which over looks the great room on the first floor.

The basment is fully finished and multi-purposed. It, like the great room on the first floor, has a fire place. But it also has space for a lounge, game room, and gym, or just a large bedroom and lounge area, whichever you choose. There is also a full bath and the whole basement opens out onto the backyard.

But now for the neighborhood. Lake Forest is a fantastic neighborhood with a real community feel. This is fostered by the superb lodge that sits at the heart of this community. It features three pools, tennis and volleyball courts, a play area, and a lake. There are always families in the main and kiddie pool and many couples playing tennis or lounging around the smaller secondary pool. 

Scott Boehnlien would love to show you this house and the community amenities so please contact him at Family Realty.

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Delightful St Matthews Home - 4003 Elmwood Ave - $285,000

I'm rushing. It's Friday. Just found out I'm photographing a home. In 15 minutes. It's 15 minutes away. I'm on my way. I'm in my head, rearranging the day's schedule. It's going to be hectic. I'm close now. I've arrived. I look up. Serenity.

I'm standing on the corner of a large green lawn. A tall great tree extends its leafy bows in shady protection of its yard. A gentle breeze blows in from the South East and rustles the leaves of this tree guardian. Carefully manicured bushes, shrubs, and flowers surround inviting outdoor seating areas. I want to sit down, start a fire, put my feet up, and sip a cup of coffee. But I can't. I have to photograph the home in this yard. But it's going to be a pleasure.

That was my experience photographing 4003 Elmwood Ave. This 2 bedroom, 2 bathroom home has all the charm you would expect from a house in St Matthews. This updated ranch style home draws in lots of natural light complementing the hardwood floors.

The front great room has a wood burning fire place and, although welcoming, allows access to all other areas of the house. One could go through the large double doors to the side yard sitting area. Or down the hall to the bedrooms. Or into the formal dining area.

The formal dining area sits side by side the kitchen, seperated only by a bar style kitchen counter. The kitchen has stainless steal appliances, tall cabinets with ample storage. This whole area also opens out to the same side yard sitting area.

There are two bedrooms. The second bedroom also has lots of natural light and is served well by a full bathroom one door over. The master suite has a full ensuite bathroom, a large walk-in closet, and opens onto another side yard sitting area through large double doors.

The finished basement could serve as another great room, bedroom, or large office. There is also a seperate section of the basement that provides lots of storage. This home has a large flat yard, front porch, and perfectly manicured landscaping.

If you would like to experience this tranquil home as I did and possibly make it your home please contact Scott Boehnlein of Family Realty

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Tacos in St Matthews

As you have probably guessed from our name, family is pretty important here at Family Realty. So as the end of the Summer drew near and the new school year was drawing upon us, many of us in the office made a point to do a few extra things with our families.

Our family decided to do a few fun events around Louisville. We went to a splash park, checked out the Louisville Slugger Museum, and naturally we ate out a couple times. On the Saturday we were dying for some Tacos.

Driving around St Matthews a new bright red and white building caught our eye. It was a new El Taco Lunchador restaurant. The only problem was they were so new, they weren't open yet. But this all changed this last Thursday as El Taco Lunchador opened a second location, now in St Matthews. 

As expected they did an amazing job. The line was literally out the door this weekend. People were quick to jump on Yelp and other foodie rating sites to tout the deliciousness they were served by the El Taco Lunchador crew. This makes St Matthews prime real estate Louisville for great Tacos.

St Matthews as desribed by its mayor, Richard J. Tonini, "...continues to attract homeowners and businesses alike because of the ambiance and vitality of the city. Homes remain in high demand and businesses continue to relocate within our boundaries. Our parks are a dynamic part of our community where families and friends gather to take advantage of playgrounds, walking paths, sporting events and communing with nature".

We couldn't have said it better. St Matthews is a very popular real estate area for just those reasons. There is a fantastic sense of community within St Matthews, with tree lined streets, fantasatic neighborhoods, and great schools. If you are interested in making St Matthews home please contact us at Family Realty. We would love to help you. We even have a delightful home listed that is quintessential of St Matthews tranquility and beauty.

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Coming Soon

At Family Realty we have our eye on real estate Louisville all the time. We work hard to get the homes our clients are looking for and sell the homes they are moving out of. Although we had a great week this week we are not resting on our laurels. We have new properties coming to market soon, which we are and have been working on already. We love to keep you updated so here are two properties coming soon.

The first is a home on a large and picturesque lot on Bardstown Rd. This quaint two bedroom 1.5 bath is a great home. The ample green space is peaceful and relaxing. Enjoy our walk through of this poperty and we will keep you posted on more details next week.

The second property is just down the road from the first property. This great two story home is fully updated in every room. It also has a perfecty sized back yard.

If any of these home peek your interest don't hesitate to call Christopher or Scott Boehnlein of Family Realty. Homes have been selling quickly. We would not want you to miss out if you think either of these homes are what you are looking for so contact us.

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New Listing - 3035 Beals Branch Rd - Cherokee Gardens - Louisville

3035 Beals Branch

New Listing! 3035 Beals Branch Rd. Located in Cherokee Gardens, you're only a two minute walk to Seneca park. 

Wonderful 4 bed/3.5 bath home in one of the most prestigious neighborhoods in Louisville. This tree-shaded area was designed in 1925 including 8 streets of rolling hills and winding roads. It's extremely close to Cherokee and Seneca parks. The spacious family room is adjacent to the eat-in kitchen (with stainless steel appliances) and has access to the patio and back door. 2nd floor has the master with his/her closets & attached bath, 3 additional bedrooms & full-bath. Finished basement has a large great room with wet bar and possible 5th bedroom and has been waterproofed. Beautiful scenic creek side bridge. Lots of storage areas, a two car attached garage and a backup generator. A must see!

View this listing: 3035 Beals Branch Rd

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Highlands Neighborhood Info

We just updated our neighborhood info for the Highlands area:

What began as a suburb, today the Highlands is considered one of the most desirable areas to live in Louisville. Best known for its grand Victorian homes along Cherokee Triangle, Craftsman bungalows, Cherokee Park and local businesses and restaurants. This area offers a special urban living experience in Louisville.

Located along Bardstown Rd. from Taylorsville to Lexington, consisting of nine primary neighborhoods: Cherokee Triangle, Deer Park, Tyler Park, Bonnycastle, Douglass, Belknap, Phoenix Hill (partially), Irish Hill and the Original Highlands. Each neighborhood featuring it’s own character. 

Continue reading and view more Highlands listings

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Irish Hill Shotgun Home For Sale - 127 S Spring St Louisville KY

127 s spring st - irish hill - louisville ky - shotgun home for sale

Take a look at this wonderful well maintained 1 bedroom 1 full bath home. This home could be a 2 bedroom home by adding a window to current room listed as office. Home features newly laid hardwood floors in hallway and living room, new roof in 2014, and freshly painted throughout. Close proximity to  Located near Highlands, Germantown, Nulu and Clifton. Come see this great home today!

View the listing - 127 S. Spring Street

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New Brownsboro Hills Home Listing - 317 Sprite Rd Louisville, KY 40207

317 Sprite Rd Louisville, KY 40207

Settled in one of Louisville's most Desirable neighborhoods this beautifully updated 4 bedroom 2 Full bath Ranch. Brick exterior with an open floor plan has a stunning kitchen including granite countertops and new stainless appliances. All new windows provide amazing light. Charming porches and private patio. Large corner lot with new landscaping while keeping the mature trees. Interior updates include carpet, paint, lighting, flooring, plumbing and electrical. One level living makes this the ultimate MOVE-IN ready HOME!! Call for your private showing today.

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New Listing - 1926 Ivanhoe Ct - Louisville Highlands

1926 Ivanhoe Ct

Rare Highlands opportunity! Take a look at this spacious 5 bed/2.5 bath craftsman bungalow located on a quiet, tree-lined walking court tucked away in the heart of the Highlands. Home offers convenient access to all the amenities of Bardstown Rd, including both farmers’ markets. Features 1st floor master suite with a custom, organized walk-in closet & its own private master bath- rare find in the Highlands! Enjoy the large eat-in kitchen which leads to a wonderful deck for entertaining. Upstairs features 4 bedrooms with lots of closet space, one currently used as an office. Basement features a bonus finished area, ample storage space, attached 1 car garage & double driveway for additional parking. Home has many updates but still possesses the charm and character of an older home! 

View the listing - 1926 Ivanhoe Ct Louisville KY 40218

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Six quick weekend home maintenance jobs

Credit and PITI when financing a new home

craftsman home

So you’re thinking it’s time move out of that cramped Highlands apartment and into a cottage in St. Matthews with a backyard? Home financing can be a confusing, occasionally overwhelming process.

One of the first steps in buying a home is figuring out what you can afford. Most people, especially first-time buyers, are not paying cash for home and will need a mortgage. According to Zillow, “One-third of Homebuyers Surveyed Are Ill-prepared to Get a Mortgage,” answering mortgage questions wrong 32.5 percent of the time. So, before you jump in, here are a couple things things to know ahead of time:

Credit Rating

Under the Fair and Accurate Credit Transaction Act (FACTA), you’re entitled one free credit report a year. The site AnnualCreditReport.com, setup by the three major credit bureaus, is the only official place to obtain the free credit report you’re guaranteed by law. Sites advertising free reports often require you to buy other services or sign-up for a subscription you’ll have to cancel later.

With your report you can review your credit history, accounts and examine for any irregularities. Check for items you’re not aware of such as: open accounts, tax liens and accounts sent to collections.

Bare in mind your free credit report does not include a credit score (FICO score). If everything looks ok on your report, it’s time to obtain your credit score. Credit scores are based off the reports from the three bureaus. Credit Karma is a free and trusted site that will estimate your credit scores from Equifax and TransUnion.

Determine what you can afford

When budgeting, first-time home buyers commonly consider only their mortgage payment (principal plus interest) and do not account for property tax and insurance. PITI (pronounced “pity”) is an acronym used to describe the components of your monthly mortgage payment.

Principal is the total amount of money borrowed from the lender. Generally, a portion of the principal is paid with each payment, reducing the balance and increasing your equity. As the balance of decreases, a larger portion of the payment is applied towards the principal. This is explained further in the next paragraph.

Interest is money charged by the lender for loaning you the money. The amount is a percentage of principal owed. Over time, the interest payment will decrease since it’s a percentage of a declining principal balance.

Taxes are often paid to the lender directly, assuring payment. Depending where you live and the value accessed to your home, property taxes can be a considerable expense.

Insurance may also be collected by your lender, but of course must be paid regardless. Be sure to account for any supplemental coverage the property requires, such as flood insurance. Depending on how you finance your home, private mortgage insurance may be required as well.

Credit and PITI are of course not the only thing you need to learn about the buying process. They are however, critical to understand. We will cover other aspects of the buying process in future articles.

 

 

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Louisville Kentucky Real Estate Home Buyer Costs

By Family Realty, LLC

Buying Louisville Kentucky Real Estate is one of the best investments you will ever make because you will be building equity from your first mortgage payment and there are many more benefits of home ownership but what does it actually cost to buy a home?

In this article we will break down your home buying costs so you will be more knowledgeable about the home buying process when you start searching for Louisville Kentucky Homes for Sale.

Common Home Buying Fees

Besides the actual cost of the Louisville Kentucky Real Estate you plan on buying there will be a variety of other fees to pay including the following:

  • Property Tax – Although this is a common tax that home buyers are aware they have to pay once they own the home the reality is that you may need to pay property taxes when you buy a home because property taxes are also pro-rated.
  • Escrow – Depending on the escrow company you choose typical escrow fees can average about $2.00 per every thousand dollars.
  • Home Inspection Costs – This fee can cost up to $800 depending on the home inspection company you choose.
  • Title Search – When buying a home the purpose of doing a title search is to confirm that nobody else has liens on the title. This cost will be rolled into your overall closing costs.
  • Owners Policy Title Insurance – This is an important part of buying a home since this form of insurance will protect you if someone else chooses to claim ownership on your property.

Learn More

These are only a few of the home buyer costs you can expect to pay when buying Louisville Kentucky Real Estate

To learn more about home buyer costs before you start searching for Louisville Homes for Sale contact Family Realty, LLC today by calling us at (502) 458-4100 or click here to connect with us online. 

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How to Buy a Louisville Kentucky Home for Sale You Can Afford

In today’s Real Estate market many people are searching for a Louisville Kentucky Home for sale but the reality is that some homebuyers are choosing homes they cannot really afford.

Don’t make the mistake of buying a home if it’s way over budget, stay on budget and buy the home of your dreams by following these simple tips.

Tip #1 – Check Your Credit Score

If your credit score is lower than 620 you must assume that you will qualify for a higher mortgage interest rate compared to buyers who have credit scores 700 or higher because, the higher the credit score the lower the mortgage interest rate you can expect to pay.

Tip #2 – Save Money for a Down Payment

When buying a Louisville Kentucky Home for sale in today’s Real Estate market you should consider saving at least 10% for a down payment on a home because your down payment will also affect the mortgage loan you qualify for as well.

For best results with buying a Louisville home you should work towards saving at least 20% because this will also help you to avoid paying private mortgage insurance (PMI) as well.

Tip #3 – Be Ready For Expenses

Remember that when you finally do buy a home in Louisville Kentucky there will be unexpected expenses like replacing a washer / dryer, water heater, fixing a leaky roof or worse so it’s better to save money for these unexpected expenses every month so you will have money to pay them when those expenses occur.

Search for Louisville Homes for Sale

To get started with buying Louisville Real Estate contact us today by calling (502) 458-4100 or click here to connect with us online. 

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Louisville Real Estate – Top Home Buyer Red Flags to Be On the Lookout For

By Family Realty, LLC

You just made the decision to sell your Louisville Real Estate and move up to another Louisville Home for Sale but, before you list your home have you taken the time to make sure that there are not any problems with your home which may cause red flags with home buyers?

In today’s post we will cover some of the most common home buyer red flags so you will know what to fix in your home before you list your Louisville Home for Sale.

Red Flag #1 – Bad Curb Appeal

The truth in Real Estate is that in spite of granite counter tops and media rooms good curb appeal still does matter.

If your home has dead flowers or vegetation in your landscape, an overgrown yard, fence that needs painting or a mailbox which has seen better days these are all things that should be replaced and improved on immediately because, bad curb appeal will turn buyers away.

Red Flag #2 – Your Home Smells

Although some homes smell because they have been lived in for years, the reality is that smells can paint “mental pictures” in the buyers mind and cause them to wonder what else may be wrong with your home.

To eliminate smells in your Louisville Home for Sale consider cleaning the carpets, painting walls, buying plugin air fresheners for every room and placing dryer sheets in your vents to eliminate smells.

Red Flag #3 – Signs of Water Damage

Last of all, if your Louisville Real Estate shows signs of water damage you should fix those problem areas immediately because even if you fixed the leaks years ago a stained ceiling or wall could lead buyers to still think that your home has water leaks somewhere.

List Your Louisville Home for Sale

To get started with listing your Louisville Real Estate for sale contact Family Realty, LLC today by clicking here to connect with us online or by calling (502) 785-0964.

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5 Things To Do When Moving Into A Louisville Kentucky Home

By Family Realty, LLC

LOUISVILLE – You just had your offer accepted and are ready to move into your new Louisville Kentucky Home but before you move in there are six things you can do to make sure that your home is ready for you to move in.

#1 – Clean Your Cabinets

This step is important because it will give you the confidence that the cabinets are clean / sanitary for your dishes and personal items.

#2 – Call A Pest Control Company

Take the time to call a professional pest control company and ask them to come out to inspect your home for pests like mice because, they will be able to professionally deal with any pest issues before you move in including spraying for ants and other common insect problems.

#3 – Change The Locks

Yes, you should change the locks on the home even if they previous owner claims to have given you all of the keys because since it’s so easy to make copies of keys in this day and age you want to be certain that you have all of the keys to the Louisville Kentucky Home.

#4 – Hunt For Leaks

Take the time to inspect all plumbing in your home to look for leaks and you should also leave your home for two hours and come back because if you check your water meter to find that your water usage increased while you were away this is a good sign that there’s a leak somewhere in your home.

#5 – Find Your Main Water Valve

Last of all, but most important, you will also want to find your main water valve as well since you may need to turn off the water in the event of an emergency in the future and will have to know where your main water valve is located.

Buy A Louisville Kentucky Home

To get started with buying a Louisville Kentucky Home contact Family Realty today by clicking here to connect with us online or by calling (502) 458-4100.

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BEAUTIFUL COLORS FOR EXTERIOR HOUSE PAINT - Exterior Home Color Ideas

Are you thinking about repainting the exterior of your Louisville Kentucky Home?

Summer is an excellent time of year to paint thanks to warmer weather and long days.

Painting is a great investment to make in your home and also an excellent way make it more desirable to buyers.

In this video you will learn more about the best exterior paint colors to use for your home in 2015.

Learn More

For more information on things you can do to boost the value of your Louisville Home For sale contact Family Realty, LLC today by calling us at (502) 458-4100 or click here to connect with us through our website.

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3 Tips for Buying a Louisville Kentucky Home Which Has Long Term Value

By Family Realty, LLC

LOUISVILLE – Are you thinking about buying a Louisville Kentucky Home? If so, you’re not alone, millions of people across the country are buying homes right now thanks to historically low mortgage interest rates and great home prices.

Before you search for Louisville Kentucky Homes For sale make sure you follow these simple tips for buying a home which has long term value.

Tip #1 – Choose the Right Location

Even though you may want to buy a home that’s away from it all, and not close to neighbors, you should focus on buying a home that’s in a great location, especially a home that’s close to the best schools because, unlike curb appeal or the interior of a home, location can never be changed and it will always be in demand regardless of the economy.

Tip #2 – Buy a Home with More Than Enough Space

Besides location you should also buy Louisville Kentucky Real Estate that has more than enough space for your family.

3 bedrooms and 2 bathrooms should be the minimum in the home that you purchase but you should also consider buying a home that has an in-law suite as well since this space may come in handy later in your life and 15% of home buyers back in 2007 said that they would have purchased a home if it had an in-law suite.

Tip #3 – Purchase a Louisville Kentucky Home on a Large Lot

Yes, lot size is important when buying Louisville Kentucky Real Estate because a large lot means you will have more yard space for your family, storage space for your work equipment, boat or RV and a home on a large lot will be more appealing to buyers in the years to come.

Learn More

To learn more about what you should look for when buying a Louisville Kentucky Home, or to search for homes for sale, contact Family Realty, LLC today by calling us at (502) 458-4100 or click here to connect with us through our website.

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